Privacy Policy

Personal Data Protection Policies

This Notice is issued by First N Ever Jewellery Trading(KPKT License No: WL5871/10/01-9/101024) (“we”, “our”, “us”or “First N Ever”) as a data user pursuant to the Personal Data Protection Act 2010 (“PDPA”), and it shall apply to you as a data subject.

For the purposes of this Notice, the expression “personal data”, “sensitive personal data”, “data subject”, “data user” and “data processor” shall have the meaning as defined in the PDPA.

You hereby consent that we may collect, record, hold, store, use and/or otherwise process your personal data and sensitive personal data. This consent shall remain applicable until we receive a written revocation of consent from you.

We reserve the right at our sole discretion at any time to refuse to provide or immediately suspend and/or terminate, any or all of our services to you in the event you refuse to grant or withdraw or revoke the consent referred to in paragraph 3, or limit the processing of your data.

We may collect, record, hold, store, use and/or otherwise process your personal data in any medium whether in hard copy, electronically or otherwise. Information submitted to us may be saved and transmitted to our servers in Malaysia. You hereby consent to a cross-border transfer of your personal data and sensitive personal data for the purposes set out in paragraph 9 below.

Personal data includes but not limited to name, address, copies and details of identification documents, contact details, details of bank account, employment history, credit and references check, marital status, health status, commission or alleged commission of offence, personal financial and social security detail. We may also collect, record, hold, store and/or process the following information: device information, log information such as date, time, and length of your each visit to our website, browsing history, internet protocol address, cookies and location information. You may refuse to accept the cookies. However, you may not be able access to certain sections or features of our website if you refuse to accept the cookies.

You hereby consent that we may also collect, record, hold, store, use and/or otherwise process your information from other sources and you hereby irrevocably authorize us to process any of your information which we may require from any sources. Without prejudice to the generality of the foregoing, we may collect or otherwise process your information from any third party background checks, any credit reporting agency, any medical practitioner or laboratory, any regulatory authorities, agencies, government department and any authority central depository or depository agent, for the following purposes:

Data processors include any person or organisation that is not a data user that processes personal data on our behalf and/or on our instructions. You hereby consent that we may appoint any data processors of our choice to process your personal data and sensitive personal data.

You hereby acknowledge, confirm and consent that we may collect, record, hold, store, use and/or otherwise process your personal data for the following purposes:

You may request access to and correction of, your personal data and/or limit the processing of your personal data, or make any enquiries or complaints in respect of your personal data and sensitive personal data, by contacting us at enquiry.firstnever@gmail.com. However, we may refuse your data access request in accordance with the PDPA.

You are responsible for ensuring that the personal data that you provide to us is accurate, complete and not misleading and that such personal data is kept up-to-date, and you shall promptly keep it us informed in the event the personal data is inaccurate, incomplete, misleading or not up-to-date and you shall provide us the true, accurate, complete, and updated personal data.

We reserve the right to amend this Notice at any time and from time to time and a notice of such amendments will be made available to you through written notice or other mode which we view appropriate and suitable. You shall send us a written revocation of consent if you do not agree to continue processing your personal data in accordance with the revised Notice.

Should you wish to request for access to your Personal Information, request for amendment/correction of such Personal Information or provide any feedback to First N Ever on this Privacy Policies, you may contact us at the following address, phone no. and/or e-mail:-

First N Ever Jewellery Trading (001633352-A)

B26-3A, Tower B, Vertical Business Suite, Bangsar South, No. 8 Jalan Kerinchi, 59200 Kuala Lumpur

enquiry.firstnever@gmail.com

Licensed Moneylender & Credit Community in Malaysia

Registered Company: First N Ever Jewellery Trading

KPKT License No: WL5871/10/01-10/101026, Validity Period 10/10/2024 – 10/10/2026

Advertising Permit No: WL5871/10/01-10/101026

Maximum Interest Rate: 12% per annum (secured loan) & 18% per annum (unsecured loan)

Contact No.

+60183283923
03-22423711

Email

enquiry.firstnever@gmail.com

Address

B26-3A, Tower B,
Vertical Business Suite, Bangsar South,
No. 8 Jalan Kerinchi, 59200 Kuala Lumpur

First N Ever Malaysia. All rights reserved.